Here's How To Get An $8000 Tax Credit
When You Purchase A Home Between
Now And December 1, 2009 . . .
If you have not owned a home in the past three years or if you are truly buying a home for the first time, you may be surprised to find out that you are eligible for an $8000 First-Time Home Buyer tax credit.
As part of the stimulus bill recently signed into law by President Obama, all first-time home buyers who purchase a home as their principal residence between January 1, 2009, and December 1, 2009 qualify for $8000 in tax credits.
The most significant difference between this new Tax Credit and the Housing and Economic Recovery Act of 2008 that Congress passed in July of 2008, is that this tax credit does not have to be repaid! Because the previous 'tax credit' had to be repaid, it was essentially an interest-free loan. This new tax incentive is a true tax credit. The only 'catch' is that home buyers must use the residence as a principal residence for at least three years or it will have to be repaid.
If you are a single taxpayer making less than $75,000, or married and filing a joint return for less than $150,000, you qualify for this tax credit. The government wants to put money back in your pocket during the year in which you purchase the house to be used for minor updates, furniture, or whatever you choose to do with it. The choice is yours.
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